Q. When I am no longer covered under my parents' policy, will I be able to get my own health insurance with a past history of cancer?
For young adults, many of whom do not have full-time jobs, getting adequate health insurance coverage is a concern. While each state has different guidelines for coverage, young adults can generally be covered under a parent’s insurance until the age of 25, and most universities and graduate schools offer student health benefits.
If you do not have health insurance, seek out a medical social worker with knowledge of the health insurance plans in your state who can help you understand the specifics of these plans and how to apply. I recommend a few resources:
The National Coalition of Survivorship offers, What Cancer Survivors Need to Know About Health Insurance.
The Georgetown University Health Policy Institute has created consumer guides for getting and keeping insurance for all 50 states.
The cost of cancer treatment and follow up care can be overwhelming at times. Seek out financial assistance programs for which you still may be eligible. Thoroughly review the type and cost of health insurance offered by any prospective employer. And speak with a medical or oncology social worker who can offer practical assistance to help you find adequate health coverage – the first step in your survivorship planning.